FAQs

Greenheys Credit is a licensed lending organization based in Lagos, Nigeria founded to provide short and medium-term loans for SMEs and salary earners.

Our primary goal is to provide our customers with fast, accessible and convenient loans and funding with flexible payment terms for SMEs and salary earners.

• 6 months most recent bank statement
• Applicant’s Valid Photograph ID Card (Int’l Passport/Driver’s License Preferable).
• Applicant’s signed cheques covering principal and interest.
• 2 suitable guarantors (at least 1 in corporate employment) along with their Valid Photograph ID Card
• Guarantors signed cheques covering principal and interest.

• Company’s Incorporation documents – Certificate of Incorporation and MEM/ART.
• Applicant’s Valid Photograph ID Card (Int’l Passport/Driver’s License Preferable).
• Board Resolution naming those authorized to act on behalf of the company, with company SEAL crested on it.
• 6 months most recent company bank account statement.
• 2 suitable guarantors (at least 1 in corporate employment) along with their Valid Photograph ID Card.
• Guarantor’s signed cheques covering principal and interest.
• Original Title Documents to be used as collateral where applicable.
• Evidence or reason for loan where applicable such as LPO document/Contract Award Document/Bill of Lading/Bill of Quantity and/or any other supporting documents to the transaction.

• Small or Medium sized business.
• Individuals with verified sources of income.
• Companies seeking the following types of finance.
  • Project/Contract Financing
  • Real Estate Financing
  • Receivable Discounting Facilities
• Credible individuals.
• Credible individuals.
• Credible individuals.

To determine eligibility, a credit check will be done when your application is received.

Greenheys Credit gives short term flexible loans that range from 1 month - 12 months.

We charge a delay fee. However, failure to meet agreed repayments could adversely affect your credit rating making it difficult to access future loans from Greenheys Credit or any other financial institutions.

Email info@greenheyscredit.ng or dial xxxxx for quick response.

You can commence the loan application process by clicking on the apply now button on our website and filling the application form.

Our rates are competitive and vary depending on tenor and perceived risk/loan or funding type.

Yes, you can repay the loan before the end of the contracted tenor (without prepayment penalty).

Our minimum loan amount is N100,000 and the maximum amount is N20,000,000